Tips

The Coronavirus pandemic has affected us all in ways that we didn’t anticipate at the start of the year, especially when it comes to our finances. And unfortunately, just as federal emergency benefits are starting to run out, signs of a second wave of the virus are looming—and some may even say it’s already here. 

There’s no two ways around it – the COVID-19 crisis is here to stay, at least for the foreseeable future. Even if social and medical conditions improve in the short term, there’s almost no doubt that the new bear market will remain in place through the end of 2020 (if not longer).

Here’s a thought: retirement doesn’t mean the end. It doesn’t mean an end of self-importance or purpose, it just means a new chapter—a paradigm shift of what life is beyond long days and meetings and bosses. Unless you own your own business, and even then, you are not your business.